According to "WeChat Credit Card Repayment Rules" issued by WeChat early last month, which stipulates that from December 1, that is, starting today, every user, every natural month, the total credit card payment exceeds 5,000 yuan Part, according to 0.1% for charging, the minimum charge of 0.1 yuan, not more than 5000 yuan part is still free.
For multi-micro-account account sharing the same ID situation, then as a share of 5,000 yuan per month free quota. The handling fee will be paid together with the repayment amount when the user performs the repayment operation. It is noteworthy that, when users repay for others, they will take up the payment side of the repayment of free credits, do not take up the repayment side of the amount.
It is understood that WeChat payment provides a buffer period for this new regulation, indicating that in December this year, fee remission activities will be carried out. The content of the activity will be 20,000 yuan per person per month, and the entire fee will be deducted and exempted.
At the same time as the above announcement, WeChat also said it will carry out occasional fee deduction and discount: using scheduled financial repayments or making continuous repayments on the WeChat credit card repayment platform for 3 months and above, the users may enjoy random deductions of handling fees from time to time Discount
For the reasons for charging, WeChat payment said that fees are not the pursuit of revenue, but to pay banks to charge fees. In response, the industry said that before the Weixin and Alipay various fees and charges relief in order to compete for third-party pay market share burn behavior, with the cake now basically completed, burn subsidies mode is about to end.
It is noteworthy that, with the recent WeChat credit card repayments, withdrawals and other businesses have announced the charges in contrast to the bank charges are constantly "downsizing." For example, cancellation of transfer fee remittance fees, withdrawal fees from other places, banks for individual users fee remission policy, efforts continue to increase.