According to the Procuratorate, when Ms. Liu, a Shanghai citizen, didn't have time to cook, she always wanted to take delivery home. On January 29, 2018, she received a phone call from an employee who claimed to be a store employee shortly after she placed an order on the Internet reservation platform. She said that she was required to add a 2 yuan packing box. She suggested that Ms. Liu directly provide Alipay payment code numbers, which is convenient.
Ms. Liu listened, didn't think so much, opened Alipay and reported the payment code number to the other party. Unexpectedly, after a while, she received a text message and was told that Alipay's bank card was swiped for 2,000 yuan.
According to public security investigations in Putuo District, there are not many victims like Ms. Liu, and the tricks used are as follows: If a small portion of food items is needed to replace a large portion with 2 yuan, a payment code is required. After being recruited by customers, they have reflected on the ordering platform.
The prosecutor introduced that the suspect first registered a fake word-of-mouth merchant, and then obtained the number of Alipay payment code by the “part-time rider”, and then used the credit card amount affixed by Alipay to affix the word-of-mouth.
The procuratorate revealed that the suspect Tangmou was 22 years old this year, has been to help his mother sell fruits for a living, always thinking of looking for another way. Tangmou found that word of mouth merchants have a function that can directly enter 18 Alipay payment code and collect money. In other words, if another person's Alipay-bound bank card has money, enter the person's 18-digit payment code and the word-of-mouth merchant will receive the money.
After discovering this method, Tang Mou found the Wang Mou, who was recognized in the word-of-mouth QQ group, successfully registered a word-of-mouth merchant with his help, and associated his own Alipay account. Afterwards, Tang Mou in the QQ group "advertisement" said: If you have not done a payment code job, you can provide 18-digit payment code to him, and then collect the money and divide it into 42%.
Most of the people in the QQ group had liaison with some of the "part-time riders" who sent meals. They immediately understood Tang's thoughts and continued to provide more than 40 orders to him.
The Prosecutor of the Putuo Procuratorate held that the criminal suspects Tang and Wang had illegally taken possession of their credit cards as fraudulent activities for fraudulent purposes. The amount involved was relatively large. They were suspected of credit card fraud and have now approved the arrest.
Here, the prosecutor reminded the public that when the number bar on the Alipay payment code was opened, a line of advice would appear: "The payment code number is used only for payment. To prevent fraud, please do not forward it to others." If you take a screenshot of the payment page, a line of warning will appear: "This code is only for payment, please don't send it to others." As mobile payments become more popular, various new types of online fraud methods are emerging, using Alipay, WeChat, and other mobile When paying for tools, be sure to be vigilant. Do not send photographs of payment code pages to others, and do not provide numbers to other people on the payment code to avoid financial loss. (Reporter Chen Yiping)